Reliable

As a Wholesale Lender, offering highly competive rates, and quick turn around times, Residential Acceptance Corporation (RAC) is the clear choice for USDA loans. RAC has been serving the Mortgage Industry since 1999.

USDA Approved

RAC is currently funding USDA Loans without any delays or restrictions. This is a wonderful product for your borrowers that don't have the mandatory 3 1/2% down payment that is required by FHA. If you are not familiar with the USDA product, please don't hesitate to contact us for more information regarding this wonderful funding program. USDA Guidelines.

We are also a Direct Endorsed Lender for FHA Loans.

Committed

RAC is committed to providing our customers with the fastest loan experience that we can. Utilizing the RAC WebLender software system, you have the ability to manage your active loans, review your active pipeline, and electronically submit loans and upload images all online. This state of the art system significantly reduces the time required to process loans as compared to our leading competitors.

Daily Rates from Residential Acceptance Corporation

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Or, get the rates directly from RAC's 'Members' section. Member Login