RAC is a group of lending specialists dedicated to helping mortgage professionals close difficult loans on-time. For more than 17 years, RAC has been working one-on-one with mortgage brokers, originators and processors across the country to restructure troubled loans, and find clever ways to get loans approved and closed quickly. We have become the go-to destination for mortgage professionals who need guidance and fast turnaround times throughout the loan process. We are currently running at 24-hour underwriting and no overlays.
At RAC, we believe lending means building trustworthy and meaningful business relationships. That's why we practice a transparent and open communication loan process where our clients have direct access to our underwriters and a knowledgeable customer service team at their disposal. We understand the time constraints and frustrations of the mortgage industry, which is why we make sure to accommodate our clients any way we can.
- Key benefits of working with RAC:
- - FHA, VA, USDA & Conventional Lending
- - 24-hour underwriting
- - No overlays
- - No score/low score down to 500 for FHA & VA
- - Manual underwriting specialists
- - Manufactured home lending
- - Direct access to our underwriters and closers
- - One-on-one collaboration throughout loan process
We are licensed in 16 states and headquartered in Tampa, FL.
Specialties: Residential Purchase Lending, Low Credit Score Lending, Manufactured Home Lending, Specialize in Troubled Loans, 24-Hour Underwriting, No Overlays, Direct Access to Underwriters, Refinance, Rehab & Repair Lending, Accommodating & Knowledgeable Customer Service