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Instructions for
Using Weblender
Steps for Uploading New Loan Submissions, Uploading Supporting Docs and Conditions, and Submitting Lock Requests via WebLender.

Do You Use Calyx Point?? Click Here - For the custom Point Documents
Click Here - For the instructions to import these documents into your Point installation.

New to RAC??

Approval Process
Approval to broker loans to RAC requires completion of the Broker Application. Follow the application check list, signing and initialing where needed, and attaching the requested documents. Email the completed package to marketing@racmtg.com for preliminary review. Your file will be reviewed for completeness and eligibility and matched against NMLS records. Verbal approval will be given usually within 24 hours.

Mail the actual Broker Application with original signatures to:
Residential Acceptance Corporation
ATTN: Marketing Deptartment
5027 W. Laurel St
Tampa FL 33607

Upon receipt of the original application we will send you a formal letter of approval to submit loans to RAC. Note: you are permitted to upload loans or submit Prequals and Scenarios while you are completing the application and while it is being reviewed by RAC.

Necessary Approval Documents
Document Link Document Description
Broker Application with W-9 enables company to broker loans to RAC. This would include USDA, FHA, VA and conventional products.
Conventional Addendum Broker Agreement Addendum for Conventional loans.
FHA Addendum Broker Agreement Addendum for FHA loans.
VA Addendum Broker Agreement Addendum for VA loans.
Correspondent Criteria Information for becoming a correspondent with RAC
Correspondent Application with W-9 requires a valid MERS #. This status enables the company to use correspondent lending for USDA and FNMA products only. A warehouse line is made available to the company whereby these loans are funded and closed in the company’s name. RAC will then purchase the closed loans clearing the warehouse line.
MERS# Form non-profit corporation for tracking closed loans. A company cannot become a correspondent lender without a MERS number. For more info go to https://www.mersinc.org
Lender Paid Comp Agreement this form is required for all submitted loans. It sets your compensation for pricing a loan. This compensation may be reduced if a file exceeds the 3% QM cap
Mortgagee Clause (USDA, VA and FNMA loans) – instructs the title company to identify RAC as the lender on the title policy.
FHA Mortgagee Clause FHA only – specific language required by HUD identifying RAC and HUD to be used on the title policy.